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Personal Accident Takaful Plan

Personal Accident Takaful Plan

Complete protection for you and your loved ones

Accidents can happen when you least expect. Is your family financially secured if something unfortunate were to happen to you (God forbid), leaving you unable to support them anymore?

Now for less than SAR 1 per day, you can protect yourself and your family from the financial burden of an accident. With our Personal Accident Takaful Plan, we provide financial protection customised for your personal accidents so that your family will not be financially burdened should something unexpected happen to you (God forbid). This will give you time to enjoy your today and tomorrow with greater peace of mind. What’s more, we also assure you that this plan is Shariah compliant.

So whatever you do, give your loved ones the financial protection they need.

Benefits at a glance

 Takaful concept

Takaful means “guaranteeing each other” in Arabic, it is an Islamic system of mutual insurance built around the concept of “cooperation”. Cooperative contributions are made with the intention of helping other participants face difficulties and eliminating the resemblance of Takaful to gambling and exploitation. Each participant pays to a fund to cover expected claims, while also benefiting from a share of investment returns.

 Peace of mind

You can rest assured that this plan is Shariah compliant and is approved by SABB’s Shariah Committee. The Shariah Committee members are:

  • Sheikh Abdullah Bin Sulaiman Al Manea
  • Sheikh Dr. Abdullah Al Mutlaq
  • Sheikh Dr. Muhammed A. Elgari Bin Eid

 Takaful surplus sharing

The surplus for distribution to Participants in the relevant financial year shall be the Takaful Surplus less the Performance Incentive Fee. The distribution of surplus would be subject to approval of the competent authorities, if required, and of the Board of Directors of the Company.

 Affordable contribution

Contributions to this plan start from as low as SAR 125 per year, or less than 40 halala a day.

 Family accident protection

We provide family accident protection coverage of up to SAR 500,000 for you and your family in the event of death and/or permanent disability (God forbid).

 Medical expenses benefit

If you are injured in an accident, we will reimburse your medical expenses for treatment of the injury for up to SAR 10,000.

 Repatriation expenses benefit

In the unfortunate event of accidental death (God forbid), we will cover up to SAR 10,000 of expenses incurred in transporting mortal remains to your country of domicile.

 Choice of contribution payment

You can choose to pay your contribution amount annually using your credit card or directly debiting your bank account.

 Choice of family protection coverage

You have the option to choose any one of our four levels of cover that best suit your needs and budget, starting from as low as SAR 50,000 to a maximum of SAR 500,000.


Individuals aged between 18 and 65 years are eligible for this plan. Your spouse and children (6 months to 17 years inclusive) are also entitled to participate.


More Benefits

 Automated and guaranteed renewal

You can choose to renew your plan automatically every year and guarantee the coverage up to the age of 65 years, regardless of health.

 Cooling-off period

Cancellation of the plan is allowed within 21 days, from the date of dispatch of the plan to you, with full refund of your contribution.

 Schedule of covers and contributions


Plan A

Plan B

Plan C

Plan D

Family accident coverage
i. Death
ii. Total permanent disability
iii. Permanent partial disability

SAR 50,000
100% of benefit amount
As per scale

SAR 100,000
100% of benefit amount
As per scale

SAR 250,000
100% of benefit amount
As per scale

SAR 500,000
100% of benefit amount
As per scale

Medical expenses coverage

Up to SAR 10,000

Repatriation coverage

Up to SAR 10,000

The coverage for Children for death and the disabilities is 25% of the selected plan. For medical and repatriation expenses, the Children will receive 100% of the benefit listed under each plan.

 Secure and protect your loved ones today

This Plan is underwritten by SABB Takaful Company
P.O. Box 9086, Riyadh 11413,
Kingdom of Saudi Arabia Tel.: +966 11 299 1666, Fax: +966 11 276 4463,

Contract issue is subject to plan terms and conditions.

Distribution of the declared surplus is in accordance with the Co-Operative Insurance Companies Control Law of the Kingdom of Saudi Arabia and subject to the approval of the Board of Directors of SABB Takaful Company.