WEBSITE DISCLAIMER

 PRIVACY POLICY

SABB Takaful recognizes that it is important for you to know how we deal with your personal and financial information. SABB Takaful appreciates that you may be concerned about your privacy and about the confidentiality and security of the information we may gain about you on-line. SABB Takaful is committed to keeping that information secure.

This Policy sets out our current privacy policy. Your use of SABB Takaful’s web site indicates your acceptance of our Terms of Use and this Privacy Policy.

We may change the content or services offered on our Website at any time without notice. Consequently, our Privacy Policy may change from time to time. Your continued access to, or use of, the Website means that you agree to and accept the changes we make. Please periodically review the Privacy Policy for changes.

There may also be specific and additional privacy provisions, which apply to certain sections of our Website, services provided to you, which will operate in addition to the provisions of this Privacy Policy. In the event of any inconsistency between this Privacy Policy and those other specific and additional provisions, such provisions will prevail.

We safeguard information we receive online from visitors who interact with our website. We maintain such physical, electronic and procedural safeguards as we deem necessary to guard your information. Unfortunately, no data transmission over the internet can be guaranteed as totally secure.

Once SABB Takaful receives your information, SABB Takaful will take all reasonable steps to protect the information it holds in its own system.

We will not collect any information about you except where you knowingly provide it to us through our Website. The information we collect about you will depend on how you use the facilities offered by the Website.

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

  • Internal record keeping.
  • We may use the information to improve our products and services.
  • We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address or other contact information which you have provided.
  • From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customize the Website according to your interests.

We will not reveal your personal information to any unaffiliated third parties unless we have your permission or are required by law or the order of competent authority to do so.

We will take reasonable precautions to protect you / our customers’ privacy.

 LEGAL DISCLAIMER

SABB Takaful Terms and Conditions

By accessing this web site, you agree to be bound by these terms and conditions. If you do not agree, please do not access this site.

While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose. Any reliance that you may place on such information is therefore strictly at your own risk.

 PRODUCTS

All products and services provided are subject to the terms and conditions and disclaimers of the applicable agreement governing their supply and use ("Product terms and conditions"). Where Product terms and conditions conflict with these Terms and Conditions, the Product terms and conditions shall prevail.

 CHANGES

The information, material and content provided in the pages of the Website may be changed at any time without notice. Changes may be made to these Terms and Conditions by us at any time without notice to you by updating the posting of the Terms and Conditions on our Website.

 SECURITY

We take reasonable precautions to protect your privacy. All information gathered from you in connection with your use of the Website will be maintained in accordance with the applicable privacy policies.

We shall not be liable for failing to maintain the confidentiality of any information according to our then existing policies on confidentiality, or according to the terms of a specific mandate between us and you. However, we acknowledge the need to safeguard your information and records from unauthorized use and disclosure.

 NO OFFER

Information or opinions provided by us or through a third party on the Website should not be used for investment advice and do not constitute an offer to sell or solicitation of an offer to buy any securities or any advice or recommendation with respect to such securities or other investments. When making a decision about your investments, you should seek the advice of a professional financial adviser.

 NO WARRANTIES

THE CONTENTS OF THE WEBSITE ARE DISTRIBUTED TO YOU WITHOUT ANY WARRANTY OF ANY KIND. WE AND THE THIRD PARTY CONTENT PROVIDERS DISCLAIM ANY AND ALL WARRANTIES. INFORMATION ON THE WEBSITE IS PROVIDED ON AN "AS IS", "AS AVAILABLE" BASIS AND TO THE FULLEST EXTENT PERMITTED BY LAW WE DO NOT GIVE OR MAKE ANY WARRANTY OR REPRESENTATION OF ANY KIND, WHETHER EXPRESS OR IMPLIED IN RESPECT OF SUCH INFORMATION WHETHER IN RESPECT OF THE WEBSITE OR ANY OTHER WEBSITE. YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK.

WE DO NOT REPRESENT OR WARRANT THAT THE WEBSITE WILL BE AVAILABLE OR THAT IT WILL MEET YOUR REQUIREMENTS, THAT ACCESS WILL BE UNINTERRUPTED, THAT THERE WILL BE NO DELAYS, FAILURES, ERRORS OR OMISSIONS OR LOSS OF TRANSMITTED INFORMATION, THAT NO VIRUSES OR OTHER CONTAMINATING OR DESTRUCTIVE PROPERTIES WILL BE TRANSMITTED OR THAT NO DAMAGE WILL OCCUR TO YOUR COMPUTER SYSTEM. YOU HAVE SOLE RESPONSIBILITY FOR ADEQUATE PROTECTION AND BACK UP OF DATA AND/OR EQUIPMENT AND FOR UNDERTAKING REASONABLE AND APPROPRIATE PRECAUTIONS TO SCAN FOR COMPUTER VIRUSES OR OTHER DESTRUCTIVE PROPERTIES.

WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, FUNCTIONALITY OR PERFORMANCE OF ANY THIRD PARTY SOFTWARE THAT MAY BE USED IN CONNECTION WITH THE WEBSITE.

IN NO EVENT WILL WE BE LIABLE FOR ANY LOSS OR DAMAGE INCLUDING WITHOUT LIMITATION, ANY DIRECT, INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGES, OR ANY LOSS OR DAMAGES WHATSOEVER ARISING FROM LOSS OF DATA OR PROFITS ARISE OUT OF, OR IN CONNECTION WITH, THE USE OF THIS WEBSITE. IN PARTICULAR, WE SHALL NOT BE LIABLE TO ANY CUSTOMER(S)/USER(S) FOR ANY DELAY IN PROVIDING OR RESTORING THE WEBSITE NOR FOR LOSS OR DAMAGE(S) AND/OR ANY LOSS OF DATA HOWSOEVER CAUSED INCLUDING WITHOUT LIMITATION, DUE TO NON-DELIVERY, MISUSE OR MIS-DELIVERY OR OF ANY INTERRUPTION, SUSPENSION, OR TERMINATION OF SERVICE, OR FOR THE CONTENTS, ACCURACY OR INFORMATION OR RESOURCE MADE AVAILABLE OR RECEIVED OR TRANSMITTED THROUGH THE WEBSITE.

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